Terms & Conditions

Terms of Use for MSN Business Solutions

Last updated: June 3, 2025

Welcome to MSN Business Solutions (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of https://msnbis.com (the “Site”), including all content, features, functionality, and services offered through the Site. By accessing or using the Site, you agree to these Terms. If you do not agree, you should refrain from using the Site.

1. Acceptance of Terms

1.1. By visiting or using the Site in any manner—including, but not limited to, browsing, reading, or contributing content—you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional guidelines, rules, or policies (including our Privacy Policy) referenced herein.

1.2. If you are accessing or using the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. In that case, “you” and “your” refer to both you as an individual and the organization you represent.

2. Eligibility

2.1. You must be at least 16 years of age to use the Site. By using the Site, you represent and warrant that you are at least 16 years old.

2.2. If you are under the age of 18, you must use the Site only under the supervision of a parent or legal guardian who agrees to these Terms on your behalf.

3. Changes to Terms

3.1. We may revise or update these Terms at any time in our sole discretion. We will post the updated Terms on the Site with a revised “Last updated” date. Your continued use of the Site after changes have been posted constitutes acceptance of those changes.

3.2. It is your responsibility to review the Terms periodically. If you do not agree to any changes, you must stop using the Site.

4. Description of Services

4.1. Content and Features

We provide financial market news, analysis, currency exchange rates, stock updates, articles, blog posts, and related tools to help users make informed decisions about investments (“Content”).
We may also offer newsletters, email alerts, RSS feeds, and subscription-based services.

4.2. User Contributions

Certain pages (e.g., blog posts) may allow for user comments or other contributions. By submitting any content, you grant us the rights described in Section 6.

5. User Obligations and Conduct

5.1. You agree not to do any of the following while using the Site:

Violate any applicable local, state, national, or international law or regulation.
Post or transmit any Content that is unlawful, defamatory, libelous, harassing, abusive, obscene, invasive of privacy, or otherwise objectionable.
Infringe on the intellectual property or proprietary rights of any third party (e.g., copyrighted material, trademarks, trade secrets).
Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
Use automated scripts or bots to collect information from the Site or to otherwise access or interact with the Site in an unauthorized manner.
Upload viruses, malware, or other malicious code; or attempt to gain unauthorized access to any portion of the Site, other users’ accounts, or any computer systems or networks connected to the Site.
Harvest or collect email addresses or other contact information from the Site for the purpose of sending unsolicited messages or spam.

5.2. We reserve the right, without notice and in our sole discretion, to terminate your access to the Site and to delete any Content you posted if we believe you have violated these Terms or any applicable law.

6. User-Generated Content (UGC)

6.1. By submitting any text, images, comments, or other materials (“User Content”) to the Site, you grant MSN Business Solutions and its affiliates a worldwide, non-exclusive, royalty-free, fully paid-up, transferable, sublicensable license to use, copy, modify, distribute, publish, and display such User Content in any media or format for any purpose, including promotional or advertising purposes.

6.2. You represent and warrant that:

You own or have the necessary rights and permissions to grant the license described above.
Your User Content does not violate the intellectual property, privacy, or other rights of any third party.
Your User Content complies with Section 5 (User Obligations and Conduct).

6.3. We do not endorse or verify the accuracy of any User Content. You acknowledge and agree that you are solely responsible for your User Content and any consequences arising from its submission. We reserve the right (but are not obligated) to review, monitor, or remove User Content that we determine, in our sole discretion, violates these Terms.

7. Intellectual Property and License

7.1. Our Content

All content, features, and functionality on the Site—including text, graphics, logos, icons, images, audio clips, video clips, downloadable files, and software—are owned by MSN Business Solutions or its licensors and are protected by copyright, trademark, and other intellectual property laws.

7.2. Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use only.
You may view, download, or print pages from the Site for your personal use, provided you retain all copyright and other proprietary notices contained on these pages.

7.3. Restrictions
You agree not to:

Modify, reproduce, distribute, transmit, publish, display, create derivative works from, or sell any content obtained from the Site, except as permitted by these Terms or with our express prior written consent.
Use any of our trademarks, service marks, or logos without our prior written permission.

7.4. Feedback
If you provide any suggestions, ideas, or feedback (“Feedback”) regarding the Site, you grant MSN Business Solutions a perpetual, irrevocable, worldwide, royalty-free, sublicensable, and transferable license to use and incorporate such Feedback into our products or services without any obligation of confidentiality or compensation.

8. Disclaimers and No Financial Advice

8.1. General Disclaimer

The Content on this Site is provided for informational and educational purposes only. While we strive to ensure accuracy, we make no guarantees—express or implied—regarding the completeness, reliability, or timeliness of any Content.
MSN Business Solutions, its officers, directors, employees, or agents shall not be liable for any errors or omissions in the Content or for any loss or damage suffered by you or any other person relying directly or indirectly on the Content.

8.2. No Financial or Investment Advice

Nothing on the Site constitutes professional financial, investment, tax, legal, or accounting advice. You should consult with a qualified professional before making any investment, financial, or other decisions.
You acknowledge and agree that your use of the Site and reliance on any Content is at your own risk.

9. Limitation of Liability

9.1. In no event shall MSN Business Solutions, its affiliates, or any of their respective officers, directors, employees, agents, licensors, or suppliers be liable for:

Any indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, loss of data, loss of goodwill, or business interruption arising out of your use of or inability to use the Site.
Any errors or omissions in any Content or any loss or damage incurred as a result of the use of any Content posted, transmitted, or otherwise made available via the Site.
Any matter beyond our reasonable control.

9.2. In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the fullest extent permitted by law.

10. Indemnification

You agree to defend, indemnify, and hold harmless MSN Business Solutions and its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, losses, and expenses—including reasonable attorneys’ fees—arising out of or in any way connected with:

Your access to or use of the Site;
Your violation of these Terms;
Your User Content; or
Your violation of any rights of another party or any applicable law.

11. Third-Party Links and Content

11.1. The Site may contain links to third-party websites, resources, or services that are not owned or controlled by us (e.g., social media links to Facebook, X, YouTube, Instagram, Telegram, TikTok as referenced in our footer). We have no control over—and assume no responsibility for—the content, privacy policies, or practices of any third-party websites.

11.2. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with your use of or reliance on any third-party content or services.

12. Modifications to the Site

12.1. We reserve the right to modify, suspend, or discontinue, temporarily or permanently, all or any part of the Site at any time without prior notice.

12.2. You agree that we will not be liable to you or any third party for any modification, suspension, or discontinuation of the Site or any portion thereof.

13. Termination

13.1. We may terminate or suspend your access to the Site immediately, without prior notice or liability, if you breach these Terms or for any other reason, in our sole discretion.

13.2. Upon termination, all rights and licenses granted to you under these Terms will immediately cease, and you must stop using the Site.

14. Governing Law and Dispute Resolution

14.1. These Terms and any claims arising out of or relating to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of [Jurisdiction], without regard to its conflict of law principles.

14.2. Any dispute arising from or relating to these Terms or the Site shall be resolved exclusively by the state or federal courts located in [City], [State/Province], and you consent to the personal jurisdiction of such courts.

15. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any respect, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired.

16. Waiver

No waiver by us of any breach or default by you shall be deemed a waiver of any subsequent breach or default. Any failure by us to insist upon strict performance of any provision of these Terms shall not be construed as a waiver of any right we may have.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or additional terms posted on the Site, constitute the entire agreement between you and MSN Business Solutions concerning your access to and use of the Site, superseding all prior or contemporaneous oral or written agreements.